• 什麼是 HIBOR？

    在樓按上如何運作？

    HIBOR（香港銀行同業拆息）是本地銀行相互借貸港元的成本利率。

    應用於樓按（H按）時，按揭利率通常以「1 個月 HIBOR + 固定息率」計算。當市場資金充裕、拆息回落時，每月供樓利息便會隨之減少；同時銀行普遍設有「封頂上限」（Cap），鎖定最高利率，兼具低息效益與防守保障。

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    • 至正賣點： 發展商折扣最高，仲可以即時鎖定銀行估價同利率！
    • 啱邊個： 首期充足、想慳到盡樓價，或現時毋須交租負擔的買家。

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    • 至正賣點： 樓花期內零供樓負擔，資金調配輕鬆自在！
    • 啱邊個： 現正租緊樓、想保留更多流動資金。

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    樓花 / 住宅

    利息低至2.93%

    按揭成數上限90%

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    工商鋪

    利息低至3.75%

    按揭成數高達70%

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    政府資助房屋

    利息低至3.25%

    按揭成數上限95%(綠)/90%(白)

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    線上解答 一手物業按揭專員
    + num.toLocaleString('en-US');\n }\n\n function calculateStampDuty(price) {\n price = parseFloat(price) || 0;\n if (price \u003c= 4000000) return 100;\n if (price \u003c= 4323780) return 100 + (price - 4000000) * 0.20;\n if (price \u003c= 4500000) return price * 0.015;\n if (price \u003c= 4935480) return 67500 + (price - 4500000) * 0.10;\n if (price \u003c= 6000000) return price * 0.0225;\n if (price \u003c= 6642860) return 135000 + (price - 6000000) * 0.10;\n if (price \u003c= 9000000) return price * 0.03;\n if (price \u003c= 10080000) return 270000 + (price - 9000000) * 0.10;\n if (price \u003c= 20000000) return price * 0.0375;\n if (price \u003c= 21739120) return 750000 + (price - 20000000) * 0.10;\n if (price \u003c= 100000000) return price * 0.0425;\n if (price \u003c= 109574470) return 4250000 + (price - 100000000) * 0.30;\n return price * 0.065;\n }\n\n function calculateMortgage() {\n var propertyPrice = parseFloat(document.getElementById('propertyPrice').value) || 0;\n var loanRatio = (parseFloat(document.getElementById('loanRatio').value) || 0) \/ 100;\n var annualInterest = (parseFloat(document.getElementById('interestRate').value) || 0) \/ 100;\n var loanYears = parseFloat(document.getElementById('loanTerm').value) || 1;\n\n document.getElementById('inputPriceShow').textContent = formatCurrency(propertyPrice);\n document.getElementById('inputRatioShow').textContent = (loanRatio * 100).toFixed(0) + '%';\n\n var downPayment = propertyPrice * (1 - loanRatio);\n var loanAmount = propertyPrice * loanRatio;\n var monthlyInterest = annualInterest \/ 12;\n var numberOfPayments = loanYears * 12;\n\n var monthlyPayment = 0;\n if (monthlyInterest \u003e 0 \u0026\u0026 numberOfPayments \u003e 0) {\n monthlyPayment = (loanAmount * monthlyInterest * Math.pow(1 + monthlyInterest, numberOfPayments)) \/ \n (Math.pow(1 + monthlyInterest, numberOfPayments) - 1);\n } else if (numberOfPayments \u003e 0) {\n monthlyPayment = loanAmount \/ numberOfPayments;\n }\n\n var stampDuty = calculateStampDuty(propertyPrice);\n var totalInitialCost = downPayment + stampDuty;\n\n document.getElementById('downPayment').textContent = formatCurrency(downPayment);\n document.getElementById('loanAmount').textContent = formatCurrency(loanAmount);\n document.getElementById('monthlyPayment').textContent = formatCurrency(monthlyPayment);\n document.getElementById('monthlyIncome').textContent = formatCurrency(monthlyPayment * 2);\n document.getElementById('stampDuty').textContent = formatCurrency(stampDuty);\n document.getElementById('totalCost').textContent = formatCurrency(totalInitialCost);\n }\n\n function copyResults() {\n var propertyPrice = parseFloat(document.getElementById('propertyPrice').value) || 0;\n var loanRatio = parseFloat(document.getElementById('loanRatio').value) || 0;\n var interestRate = parseFloat(document.getElementById('interestRate').value) || 0;\n var loanTerm = parseFloat(document.getElementById('loanTerm').value) || 0;\n\n var downPayment = document.getElementById('downPayment').textContent;\n var loanAmount = document.getElementById('loanAmount').textContent;\n var monthlyPayment = document.getElementById('monthlyPayment').textContent;\n var monthlyIncome = document.getElementById('monthlyIncome').textContent;\n var stampDuty = document.getElementById('stampDuty').textContent;\n var totalCost = document.getElementById('totalCost').textContent;\n\n var text = '\ud83c\udfe0 \u6309\u63ed\u8a08\u7b97\u7d50\u679c\\n\\n' +\n '\u6a13\u50f9\uff1a' + formatCurrency(propertyPrice) + '\\n' +\n '\u6309\u63ed\u6210\u6578\uff1a' + loanRatio + '%\\n' +\n '\u5229\u7387\uff1a' + interestRate + '%\\n' +\n '\u4f9b\u6b3e\u5e74\u671f\uff1a' + loanTerm + '\u5e74\\n' +\n '\u9996\u671f\u91d1\u984d\uff1a' + downPayment + '\\n' +\n '\u8cb8\u6b3e\u7e3d\u984d\uff1a' + loanAmount + '\\n' +\n '\u6bcf\u6708\u4f9b\u6b3e\u984d\uff1a' + monthlyPayment + '\\n' +\n '\u6bcf\u6708\u5165\u606f\u8981\u6c42\uff1a' + monthlyIncome + '\\n' +\n '\u5370\u82b1\u7a05\uff1a' + stampDuty + '\\n' +\n '\u9996\u6b21\u7e3d\u958b\u652f\uff1a' + totalCost + '\\n';\n\n if (navigator.clipboard \u0026\u0026 window.isSecureContext) {\n navigator.clipboard.writeText(text).then(showFeedback).catch(function() { fallbackCopy(text); });\n } else {\n fallbackCopy(text);\n }\n }\n\n function fallbackCopy(text) {\n var textarea = document.createElement('textarea');\n textarea.value = text;\n textarea.setAttribute('readonly', '');\n textarea.style.position = 'fixed';\n textarea.style.top = '0';\n textarea.style.left = '0';\n textarea.style.opacity = '0';\n document.body.appendChild(textarea);\n textarea.focus();\n textarea.select();\n try {\n if (document.execCommand('copy')) {\n showFeedback();\n } else {\n prompt('\u8acb\u9577\u6309\u8907\u88fd\u4ee5\u4e0b\u8a08\u7b97\u7d50\u679c\uff1a', text);\n }\n } catch (err) {\n prompt('\u8acb\u624b\u52d5\u8907\u88fd\u4ee5\u4e0b\u8a08\u7b97\u7d50\u679c\uff1a', text);\n } finally {\n document.body.removeChild(textarea);\n }\n }\n\n function showFeedback() {\n var btn = document.getElementById('copyBtn');\n var originalText = btn.textContent;\n btn.textContent = '\u2713 \u5df2\u8907\u88fd\uff01';\n btn.classList.add('db-copy-success');\n setTimeout(function() {\n btn.textContent = originalText;\n btn.classList.remove('db-copy-success');\n }, 2000);\n }\n\n function downloadPDF() {\n var propertyPrice = parseFloat(document.getElementById('propertyPrice').value) || 0;\n var loanRatio = (parseFloat(document.getElementById('loanRatio').value) || 0) \/ 100;\n var annualInterest = (parseFloat(document.getElementById('interestRate').value) || 0) \/ 100;\n var loanYears = parseFloat(document.getElementById('loanTerm').value) || 30;\n\n var loanAmount = propertyPrice * loanRatio;\n var downPayment = propertyPrice * (1 - loanRatio);\n var monthlyInterest = annualInterest \/ 12;\n var totalMonths = loanYears * 12;\n\n var monthlyPayment = 0;\n if (monthlyInterest \u003e 0 \u0026\u0026 totalMonths \u003e 0) {\n monthlyPayment = (loanAmount * monthlyInterest * Math.pow(1 + monthlyInterest, totalMonths)) \/ \n (Math.pow(1 + monthlyInterest, totalMonths) - 1);\n } else if (totalMonths \u003e 0) {\n monthlyPayment = loanAmount \/ totalMonths;\n }\n\n var stampDuty = calculateStampDuty(propertyPrice);\n var totalInitialCost = downPayment + stampDuty;\n\n var balance = loanAmount;\n var totalInterest = 0;\n var firstYearMonthlyRowsHtml = '';\n var firstYearSummaryRowHtml = '';\n var yearlyRowsHtml = '';\n\n var yearPayment = 0;\n var yearPrincipal = 0;\n var yearInterest = 0;\n\n for (var m = 1; m \u003c= totalMonths; m++) {\n var interestPart = balance * monthlyInterest;\n var principalPart = monthlyPayment - interestPart;\n var currentPayment = monthlyPayment;\n\n if (m === totalMonths) {\n principalPart = balance;\n currentPayment = principalPart + interestPart;\n balance = 0;\n } else {\n balance -= principalPart;\n }\n\n totalInterest += interestPart;\n yearPayment += currentPayment;\n yearPrincipal += principalPart;\n yearInterest += interestPart;\n\n if (m \u003c= 12) {\n firstYearMonthlyRowsHtml += '\u003ctr\u003e' +\n '\u003ctd style=\"text-align:center;\"\u003e\u7b2c ' + m + ' \u671f\u003c\/td\u003e' +\n '\u003ctd style=\"text-align:right;\"\u003eHK$ ' + Math.round(currentPayment).toLocaleString('en-US') + '\u003c\/td\u003e' +\n '\u003ctd style=\"text-align:right;\"\u003eHK$ ' + Math.round(principalPart).toLocaleString('en-US') + '\u003c\/td\u003e' +\n '\u003ctd style=\"text-align:right;\"\u003eHK$ ' + Math.round(interestPart).toLocaleString('en-US') + '\u003c\/td\u003e' +\n '\u003ctd style=\"text-align:right;\"\u003eHK$ ' + Math.round(Math.max(0, balance)).toLocaleString('en-US') + '\u003c\/td\u003e' +\n '\u003c\/tr\u003e';\n }\n\n if (m % 12 === 0 || m === totalMonths) {\n var currentYear = Math.ceil(m \/ 12);\n\n if (currentYear === 1) {\n firstYearSummaryRowHtml = '\u003ctr class=\"summary-row\"\u003e' +\n '\u003ctd style=\"text-align:center;\"\u003e\u7b2c\u4e00\u5e74\u5408\u5171\u003c\/td\u003e' +\n '\u003ctd style=\"text-align:right;\"\u003eHK$ ' + Math.round(yearPayment).toLocaleString('en-US') + '\u003c\/td\u003e' +\n '\u003ctd style=\"text-align:right;\"\u003eHK$ ' + Math.round(yearPrincipal).toLocaleString('en-US') + '\u003c\/td\u003e' +\n '\u003ctd style=\"text-align:right;\"\u003eHK$ ' + Math.round(yearInterest).toLocaleString('en-US') + '\u003c\/td\u003e' +\n '\u003ctd style=\"text-align:right;\"\u003eHK$ ' + Math.round(Math.max(0, balance)).toLocaleString('en-US') + '\u003c\/td\u003e' +\n '\u003c\/tr\u003e';\n }\n\n yearlyRowsHtml += '\u003ctr ' + (currentYear === 1 ? 'class=\"first-year-highlight\"' : '') + '\u003e' +\n '\u003ctd style=\"text-align:center;\"\u003e\u7b2c ' + currentYear + ' \u5e74\u003c\/td\u003e' +\n '\u003ctd style=\"text-align:right;\"\u003eHK$ ' + Math.round(yearPayment).toLocaleString('en-US') + '\u003c\/td\u003e' +\n '\u003ctd style=\"text-align:right;\"\u003eHK$ ' + Math.round(yearPrincipal).toLocaleString('en-US') + '\u003c\/td\u003e' +\n '\u003ctd style=\"text-align:right;\"\u003eHK$ ' + Math.round(yearInterest).toLocaleString('en-US') + '\u003c\/td\u003e' +\n '\u003ctd style=\"text-align:right;\"\u003eHK$ ' + Math.round(Math.max(0, balance)).toLocaleString('en-US') + '\u003c\/td\u003e' +\n '\u003c\/tr\u003e';\n\n yearPayment = 0;\n yearPrincipal = 0;\n yearInterest = 0;\n }\n }\n\n var htmlParts = [\n '\u003c!DOCTYPE html\u003e\u003chtml\u003e\u003chead\u003e\u003cmeta charset=\"UTF-8\"\u003e',\n '\u003ctitle\u003e\u6309\u63ed\u4f9b\u6b3e\u65e5\u7a0b\u8868 - ' + Math.round(propertyPrice \/ 10000) + '\u842c_' + loanYears + '\u5e74\u003c\/title\u003e',\n '\u003cstyle\u003e',\n '@page { size: A4 portrait; margin: 15mm 12mm; }',\n 'body { font-family: \"PingFang HK\", \"Microsoft JhengHei\", sans-serif; color: #2d3748; padding: 15px; margin: 0; }',\n '.no-print { display: flex; gap: 10px; margin-bottom: 20px; }',\n '.btn { padding: 10px 18px; border: none; border-radius: 6px; font-weight: bold; cursor: pointer; }',\n '.btn-save { background: #e53e3e; color: white; }',\n '.btn-close { background: #edf2f7; color: #4a5568; }',\n '@media print { .no-print { display: none !important; } }',\n 'h1 { color: #1a202c; font-size: 20px; margin-bottom: 4px; border-bottom: 2px solid #3182ce; padding-bottom: 8px; }',\n '.sub-date { font-size: 12px; color: #718096; margin-bottom: 15px; }',\n '.summary-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; margin-bottom: 20px; }',\n '.sum-card { background: #f7fafc; border: 1px solid #e2e8f0; border-radius: 6px; padding: 10px; }',\n '.sum-label { font-size: 11px; color: #718096; }',\n '.sum-val { font-size: 14px; font-weight: bold; color: #2d3748; margin-top: 4px; }',\n '.sum-highlight { color: #e53e3e; font-size: 16px; }',\n 'h2 { font-size: 15px; margin: 20px 0 10px 0; color: #2b6cb0; }',\n 'table { width: 100%; border-collapse: collapse; font-size: 12px; margin-bottom: 20px; page-break-inside: auto; }',\n 'tr { page-break-inside: avoid; page-break-after: auto; }',\n 'thead { display: table-header-group; }',\n 'th { background: #ebf8ff; color: #2b6cb0; border: 1px solid #cbd5e0; padding: 8px 6px; font-weight: bold; }',\n 'td { border: 1px solid #e2e8f0; padding: 6px; }',\n 'tr:nth-child(even) { background: #fcfcfc; }',\n '.summary-row td { background: #edf2f7 !important; font-weight: bold; color: #1a202c; border-top: 2px solid #a0aec0; }',\n '.first-year-highlight td { background: #fffaf0 !important; font-weight: bold; color: #2b6cb0; }',\n '\u003c\/style\u003e\u003c\/head\u003e\u003cbody\u003e',\n '\u003cdiv class=\"no-print\"\u003e',\n '\u003cbutton class=\"btn btn-save\" onclick=\"window.print()\"\u003e\ud83d\udcbe \u53e6\u5b58\u70ba PDF \/ \u5217\u5370\u003c\/button\u003e',\n '\u003cbutton class=\"btn btn-close\" onclick=\"window.close()\"\u003e\u95dc\u9589\u003c\/button\u003e',\n '\u003c\/div\u003e',\n '\u003ch1\u003e\ud83c\udfe0 Goooda\u6309\u63ed\u4f9b\u6b3e\u8868\u003c\/h1\u003e',\n '\u003cdiv class=\"sub-date\"\u003e\u751f\u6210\u65e5\u671f: ' + new Date().toLocaleDateString('zh-HK') + ' | \u4f9b\u6b3e\u65b9\u6848\u6982\u89bd\u003c\/div\u003e',\n '\u003cdiv class=\"summary-grid\"\u003e',\n '\u003cdiv class=\"sum-card\"\u003e\u003cdiv class=\"sum-label\"\u003e\u7269\u696d\u6a13\u50f9\u003c\/div\u003e\u003cdiv class=\"sum-val\"\u003eHK$ ' + propertyPrice.toLocaleString('en-US') + '\u003c\/div\u003e\u003c\/div\u003e',\n '\u003cdiv class=\"sum-card\"\u003e\u003cdiv class=\"sum-label\"\u003e\u6309\u63ed\u6210\u6578\u003c\/div\u003e\u003cdiv class=\"sum-val\"\u003e' + (loanRatio * 100).toFixed(0) + '%\u003c\/div\u003e\u003c\/div\u003e',\n '\u003cdiv class=\"sum-card\"\u003e\u003cdiv class=\"sum-label\"\u003e\u8cb8\u6b3e\u7e3d\u984d\u003c\/div\u003e\u003cdiv class=\"sum-val\"\u003eHK$ ' + Math.round(loanAmount).toLocaleString('en-US') + '\u003c\/div\u003e\u003c\/div\u003e',\n '\u003cdiv class=\"sum-card\"\u003e\u003cdiv class=\"sum-label\"\u003e\u6bcf\u6708\u4f9b\u6b3e\u984d\u003c\/div\u003e\u003cdiv class=\"sum-val sum-highlight\"\u003eHK$ ' + Math.round(monthlyPayment).toLocaleString('en-US') + '\u003c\/div\u003e\u003c\/div\u003e',\n '\u003cdiv class=\"sum-card\"\u003e\u003cdiv class=\"sum-label\"\u003e\u9996\u671f\u91d1\u984d\u003c\/div\u003e\u003cdiv class=\"sum-val\"\u003eHK$ ' + Math.round(downPayment).toLocaleString('en-US') + '\u003c\/div\u003e\u003c\/div\u003e',\n '\u003cdiv class=\"sum-card\"\u003e\u003cdiv class=\"sum-label\"\u003e\u5f9e\u50f9\u5370\u82b1\u7a05\u003c\/div\u003e\u003cdiv class=\"sum-val\"\u003eHK$ ' + Math.round(stampDuty).toLocaleString('en-US') + '\u003c\/div\u003e\u003c\/div\u003e',\n '\u003cdiv class=\"sum-card\"\u003e\u003cdiv class=\"sum-label\"\u003e\u9996\u6b21\u7e3d\u958b\u652f\u003c\/div\u003e\u003cdiv class=\"sum-val\"\u003eHK$ ' + Math.round(totalInitialCost).toLocaleString('en-US') + '\u003c\/div\u003e\u003c\/div\u003e',\n '\u003cdiv class=\"sum-card\"\u003e\u003cdiv class=\"sum-label\"\u003e\u5168\u671f\u7e3d\u5229\u606f\u003c\/div\u003e\u003cdiv class=\"sum-val sum-highlight\"\u003eHK$ ' + Math.round(totalInterest).toLocaleString('en-US') + '\u003c\/div\u003e\u003c\/div\u003e',\n '\u003c\/div\u003e',\n '\u003ch2\u003e\ud83d\udcc5 \u7b2c\u4e00\u5e74\uff1a\u6bcf\u6708\u4f9b\u6b3e\u660e\u7d30\u53ca\u9996\u5e74\u6458\u8981 (\u7b2c 1 - 12 \u671f)\u003c\/h2\u003e',\n '\u003ctable\u003e\u003cthead\u003e\u003ctr\u003e\u003cth\u003e\u671f\u6578\u003c\/th\u003e\u003cth\u003e\u4f9b\u6b3e\u984d\u003c\/th\u003e\u003cth\u003e\u511f\u9084\u672c\u91d1\u003c\/th\u003e\u003cth\u003e\u652f\u4ed8\u5229\u606f\u003c\/th\u003e\u003cth\u003e\u5269\u9918\u672c\u91d1\u003c\/th\u003e\u003c\/tr\u003e\u003c\/thead\u003e\u003ctbody\u003e',\n firstYearMonthlyRowsHtml,\n firstYearSummaryRowHtml,\n '\u003c\/tbody\u003e\u003c\/table\u003e',\n '\u003ch2\u003e\ud83d\udcca \u7b2c 1 \u5e74\u81f3\u7b2c ' + loanYears + ' \u5e74\uff1a\u6bcf\u5e74\u4f9b\u6b3e\u6458\u8981 (Annual Summary)\u003c\/h2\u003e',\n '\u003ctable\u003e\u003cthead\u003e\u003ctr\u003e\u003cth\u003e\u5e74\u4efd\u003c\/th\u003e\u003cth\u003e\u5168\u5e74\u7e3d\u4f9b\u6b3e\u003c\/th\u003e\u003cth\u003e\u5168\u5e74\u511f\u9084\u672c\u91d1\u003c\/th\u003e\u003cth\u003e\u5168\u5e74\u652f\u4ed8\u5229\u606f\u003c\/th\u003e\u003cth\u003e\u5e74\u5e95\u5269\u9918\u672c\u91d1\u003c\/th\u003e\u003c\/tr\u003e\u003c\/thead\u003e\u003ctbody\u003e',\n yearlyRowsHtml,\n '\u003c\/tbody\u003e\u003c\/table\u003e',\n '\u003c\/body\u003e\u003c\/html\u003e'\n ].join('');\n\n var printWin = window.open('', '_blank');\n if (printWin \u0026\u0026 printWin.document) {\n printWin.document.open();\n printWin.document.write(htmlParts);\n printWin.document.close();\n setTimeout(function() {\n printWin.focus();\n printWin.print();\n }, 350);\n } else {\n var iframe = document.createElement('iframe');\n iframe.style.position = 'fixed';\n iframe.style.right = '0';\n iframe.style.bottom = '0';\n iframe.style.width = '0';\n iframe.style.height = '0';\n 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    ', '', '', '
    ', '

    🏠 Goooda按揭供款表

    ', '
    生成日期: ' + new Date().toLocaleDateString('zh-HK') + ' | 供款方案概覽
    ', '
    ', '
    物業樓價
    HK$ ' + propertyPrice.toLocaleString('en-US') + '
    ', '
    按揭成數
    ' + (loanRatio * 100).toFixed(0) + '%
    ', '
    貸款總額
    HK$ ' + Math.round(loanAmount).toLocaleString('en-US') + '
    ', '
    每月供款額
    HK$ ' + Math.round(monthlyPayment).toLocaleString('en-US') + '
    ', '
    首期金額
    HK$ ' + Math.round(downPayment).toLocaleString('en-US') + '
    ', '
    從價印花稅
    HK$ ' + Math.round(stampDuty).toLocaleString('en-US') + '
    ', '
    首次總開支
    HK$ ' + Math.round(totalInitialCost).toLocaleString('en-US') + '
    ', '
    全期總利息
    HK$ ' + Math.round(totalInterest).toLocaleString('en-US') + '
    ', '
    ', '

    📅 第一年：每月供款明細及首年摘要 (第 1 - 12 期)

    ', '', firstYearMonthlyRowsHtml, firstYearSummaryRowHtml, '
    期數供款額償還本金支付利息剩餘本金
    ', '

    📊 第 1 年至第 ' + loanYears + ' 年：每年供款摘要 (Annual Summary)

    ', '', yearlyRowsHtml, '
    年份全年總供款全年償還本金全年支付利息年底剩餘本金
    ', '' ].join(''); var printWin = window.open('', '_blank'); if (printWin && printWin.document) { printWin.document.open(); printWin.document.write(htmlParts); printWin.document.close(); setTimeout(function() { printWin.focus(); printWin.print(); }, 350); } else { var iframe = document.createElement('iframe'); iframe.style.position = 'fixed'; iframe.style.right = '0'; iframe.style.bottom = '0'; iframe.style.width = '0'; iframe.style.height = '0'; iframe.style.border = '0'; document.body.appendChild(iframe); var doc = iframe.contentWindow.document; doc.open(); doc.write(htmlParts); doc.close(); setTimeout(function() { iframe.contentWindow.focus(); iframe.contentWindow.print(); setTimeout(function() { document.body.removeChild(iframe); }, 2000); }, 350); } } calculateMortgage();

    • 什麼是 HIBOR？

      在樓按上如何運作？

      HIBOR（香港銀行同業拆息）是本地銀行相互借貸港元的成本利率。

      應用於樓按（H按）時，按揭利率通常以「1 個月 HIBOR + 固定息率」計算。當市場資金充裕、拆息回落時，每月供樓利息便會隨之減少；同時銀行普遍設有「封頂上限」（Cap），鎖定最高利率，兼具低息效益與防守保障。

    • 💡 即供付款

      即買即上會

      • 至正賣點： 發展商折扣最高，仲可以即時鎖定銀行估價同利率！
      • 啱邊個： 首期充足、想慳到盡樓價，或現時毋須交租負擔的買家。

      🏗️ 建築期付款

      起好先供

      • 至正賣點： 樓花期內零供樓負擔，資金調配輕鬆自在！
      • 啱邊個： 現正租緊樓、想保留更多流動資金。

    • 我們Double B

      ❌ 攪一大圈幫唔到手

      ❌ 轉介銀行自生自滅

      ❌ 昂貴收費

    • Section image

      樓花 / 住宅

      利息低至2.93%

      按揭成數上限90%

      Section image

      工商鋪

      利息低至3.75%

      按揭成數高達70%

      Section image

      政府資助房屋

      利息低至3.25%

      按揭成數上限95%(綠)/90%(白)

    • 新盤付款指南

      查詢其它樓盤付款資料

      歡迎Click右下角WhatsApp我地

    • 複雜入息通關

      做生意，自由Freelance, 入息唔穩定都未必上唔到會

    • 舊樓加按套現

      資產靈活活化，攞住現金做乜都得

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