• 💡 即供付款

    即買即上會

    • 至正賣點： 發展商折扣最高，仲可以即時鎖定銀行估價同利率！
    • 啱邊個： 首期充足、想慳到盡樓價，或現時毋須交租負擔的買家。

    🏗️ 建築期付款

    起好先供

    • 至正賣點： 樓花期內零供樓負擔，資金調配輕鬆自在！
    • 啱邊個： 現正租緊樓、想保留更多流動資金。
  • Section image

    樓花 / 住宅

    利息低至2.93%

    按揭成數上限90%

    Section image

    工商鋪

    利息低至3.75%

    按揭成數高達70%

    Section image

    政府資助房屋

    利息低至3.25%

    按揭成數上限95%(綠)/90%(白)

  • 我們Double B

    ❌ 攪一大圈幫唔到手

    ❌ 轉介銀行自生自滅❌ 昂貴收費

  • 什麼是 HIBOR？

    在樓按上如何運作？

    HIBOR（香港銀行同業拆息）是本地銀行相互借貸港元的成本利率。

    應用於樓按（H按）時，按揭利率通常以「1 個月 HIBOR + 固定息率」計算。當市場資金充裕、拆息回落時，每月供樓利息便會隨之減少；同時銀行普遍設有「封頂上限」（Cap），鎖定最高利率，兼具低息效益與防守保障。

  • 複雜入息通關

    做生意，自由Freelance, 入息唔穩定都未必上唔到會

    Section image

  • 舊樓加按套現

    資產靈活活化，攞住現金做乜都得

    Section image

  • 按揭計算機

    Cookie的使用
    我們使用cookies來確保流暢的瀏覽體驗。若繼續，我們會認爲你接受使用cookies。
    了解更多
    線上解答 一手物業按揭專員
    + num.toLocaleString('en-US');\n }\n\n function calculateStampDuty(price) {\n price = parseFloat(price) || 0;\n if (price \u0026lt;= 4000000) return 100;\n if (price \u0026lt;= 4323780) return 100 + (price - 4000000) * 0.20;\n if (price \u0026lt;= 4500000) return price * 0.015;\n if (price \u0026lt;= 4935480) return 67500 + (price - 4500000) * 0.10;\n if (price \u0026lt;= 6000000) return price * 0.0225;\n if (price \u0026lt;= 6642860) return 135000 + (price - 6000000) * 0.10;\n if (price \u0026lt;= 9000000) return price * 0.03;\n if (price \u0026lt;= 10080000) return 270000 + (price - 9000000) * 0.10;\n if (price \u0026lt;= 20000000) return price * 0.0375;\n if (price \u0026lt;= 21739120) return 750000 + (price - 20000000) * 0.10;\n if (price \u0026lt;= 100000000) return price * 0.0425;\n if (price \u0026lt;= 109574470) return 4250000 + (price - 100000000) * 0.30;\n return price * 0.065;\n }\n\n function calculateMortgage() {\n var propertyPrice = parseFloat(document.getElementById('propertyPrice').value) || 0;\n var loanRatio = (parseFloat(document.getElementById('loanRatio').value) || 0) \/ 100;\n var annualInterest = (parseFloat(document.getElementById('interestRate').value) || 0) \/ 100;\n var loanYears = parseFloat(document.getElementById('loanTerm').value) || 1;\n\n document.getElementById('inputPriceShow').textContent = formatCurrency(propertyPrice);\n document.getElementById('inputRatioShow').textContent = (loanRatio * 100).toFixed(0) + '%';\n\n var downPayment = propertyPrice * (1 - loanRatio);\n var loanAmount = propertyPrice * loanRatio;\n var monthlyInterest = annualInterest \/ 12;\n var numberOfPayments = loanYears * 12;\n\n var monthlyPayment = 0;\n if (monthlyInterest \u0026gt; 0 \u0026amp;\u0026amp; numberOfPayments \u0026gt; 0) {\n monthlyPayment = (loanAmount * monthlyInterest * Math.pow(1 + monthlyInterest, numberOfPayments)) \/ \n (Math.pow(1 + monthlyInterest, numberOfPayments) - 1);\n } else if (numberOfPayments \u0026gt; 0) {\n monthlyPayment = loanAmount \/ numberOfPayments;\n }\n\n var stampDuty = calculateStampDuty(propertyPrice);\n var totalInitialCost = downPayment + stampDuty;\n\n document.getElementById('downPayment').textContent = formatCurrency(downPayment);\n document.getElementById('loanAmount').textContent = formatCurrency(loanAmount);\n document.getElementById('monthlyPayment').textContent = formatCurrency(monthlyPayment);\n document.getElementById('monthlyIncome').textContent = formatCurrency(monthlyPayment * 2);\n document.getElementById('stampDuty').textContent = formatCurrency(stampDuty);\n document.getElementById('totalCost').textContent = formatCurrency(totalInitialCost);\n }\n\n function copyResults() {\n var propertyPrice = parseFloat(document.getElementById('propertyPrice').value) || 0;\n var loanRatio = parseFloat(document.getElementById('loanRatio').value) || 0;\n var interestRate = parseFloat(document.getElementById('interestRate').value) || 0;\n var loanTerm = parseFloat(document.getElementById('loanTerm').value) || 0;\n\n var downPayment = document.getElementById('downPayment').textContent;\n var loanAmount = document.getElementById('loanAmount').textContent;\n var monthlyPayment = document.getElementById('monthlyPayment').textContent;\n var monthlyIncome = document.getElementById('monthlyIncome').textContent;\n var stampDuty = document.getElementById('stampDuty').textContent;\n var totalCost = document.getElementById('totalCost').textContent;\n\n var text = '\ud83c\udfe0 \u6309\u63ed\u8a08\u7b97\u7d50\u679c\\n\\n' +\n '\u6a13\u50f9\uff1a' + formatCurrency(propertyPrice) + '\\n' +\n '\u6309\u63ed\u6210\u6578\uff1a' + loanRatio + '%\\n' +\n '\u5229\u7387\uff1a' + interestRate + '%\\n' +\n '\u4f9b\u6b3e\u5e74\u671f\uff1a' + loanTerm + '\u5e74\\n' +\n '\u9996\u671f\u91d1\u984d\uff1a' + downPayment + '\\n' +\n '\u8cb8\u6b3e\u7e3d\u984d\uff1a' + loanAmount + '\\n' +\n '\u6bcf\u6708\u4f9b\u6b3e\u984d\uff1a' + monthlyPayment + '\\n' +\n '\u6bcf\u6708\u5165\u606f\u8981\u6c42\uff1a' + monthlyIncome + '\\n' +\n '\u5370\u82b1\u7a05\uff1a' + stampDuty + '\\n' +\n '\u9996\u6b21\u7e3d\u958b\u652f\uff1a' + totalCost + '\\n';\n\n if (navigator.clipboard \u0026amp;\u0026amp; window.isSecureContext) {\n navigator.clipboard.writeText(text).then(showFeedback).catch(function() { fallbackCopy(text); });\n } else {\n fallbackCopy(text);\n }\n }\n\n function fallbackCopy(text) {\n var textarea = document.createElement('textarea');\n textarea.value = text;\n textarea.setAttribute('readonly', '');\n textarea.style.position = 'fixed';\n textarea.style.top = '0';\n textarea.style.left = '0';\n textarea.style.opacity = '0';\n document.body.appendChild(textarea);\n textarea.focus();\n textarea.select();\n try {\n if (document.execCommand('copy')) {\n showFeedback();\n } else {\n prompt('\u8acb\u9577\u6309\u8907\u88fd\u4ee5\u4e0b\u8a08\u7b97\u7d50\u679c\uff1a', text);\n }\n } catch (err) {\n prompt('\u8acb\u624b\u52d5\u8907\u88fd\u4ee5\u4e0b\u8a08\u7b97\u7d50\u679c\uff1a', text);\n } finally {\n document.body.removeChild(textarea);\n }\n }\n\n function showFeedback() {\n var btn = document.getElementById('copyBtn');\n var originalText = btn.textContent;\n btn.textContent = '\u2713 \u5df2\u8907\u88fd\uff01';\n btn.classList.add('db-copy-success');\n setTimeout(function() {\n btn.textContent = originalText;\n btn.classList.remove('db-copy-success');\n }, 2000);\n }\n\n function downloadPDF() {\n var propertyPrice = parseFloat(document.getElementById('propertyPrice').value) || 0;\n var loanRatio = (parseFloat(document.getElementById('loanRatio').value) || 0) \/ 100;\n var annualInterest = (parseFloat(document.getElementById('interestRate').value) || 0) \/ 100;\n var loanYears = parseFloat(document.getElementById('loanTerm').value) || 30;\n\n var loanAmount = propertyPrice * loanRatio;\n var downPayment = propertyPrice * (1 - loanRatio);\n var monthlyInterest = annualInterest \/ 12;\n var totalMonths = loanYears * 12;\n\n var monthlyPayment = 0;\n if (monthlyInterest \u0026gt; 0 \u0026amp;\u0026amp; totalMonths \u0026gt; 0) {\n monthlyPayment = (loanAmount * monthlyInterest * Math.pow(1 + monthlyInterest, totalMonths)) \/ \n (Math.pow(1 + monthlyInterest, totalMonths) - 1);\n } else if (totalMonths \u0026gt; 0) {\n monthlyPayment = loanAmount \/ totalMonths;\n }\n\n var stampDuty = calculateStampDuty(propertyPrice);\n var totalInitialCost = downPayment + stampDuty;\n\n var balance = loanAmount;\n var totalInterest = 0;\n var firstYearMonthlyRowsHtml = '';\n var firstYearSummaryRowHtml = '';\n var yearlyRowsHtml = '';\n\n var yearPayment = 0;\n var yearPrincipal = 0;\n var yearInterest = 0;\n\n for (var m = 1; m \u0026lt;= totalMonths; m++) {\n var interestPart = balance * monthlyInterest;\n var principalPart = monthlyPayment - interestPart;\n var currentPayment = monthlyPayment;\n\n if (m === totalMonths) {\n principalPart = balance;\n currentPayment = principalPart + interestPart;\n balance = 0;\n } else {\n balance -= principalPart;\n }\n\n totalInterest += interestPart;\n yearPayment += currentPayment;\n yearPrincipal += principalPart;\n yearInterest += interestPart;\n\n if (m \u0026lt;= 12) {\n firstYearMonthlyRowsHtml += '\u0026lt;tr\u0026gt;' +\n '\u0026lt;td style=\"text-align:center;\"\u0026gt;\u7b2c ' + m + ' \u671f\u0026lt;\/td\u0026gt;' +\n '\u0026lt;td style=\"text-align:right;\"\u0026gt;HK$ ' + Math.round(currentPayment).toLocaleString('en-US') + '\u0026lt;\/td\u0026gt;' +\n '\u0026lt;td style=\"text-align:right;\"\u0026gt;HK$ ' + Math.round(principalPart).toLocaleString('en-US') + '\u0026lt;\/td\u0026gt;' +\n '\u0026lt;td style=\"text-align:right;\"\u0026gt;HK$ ' + Math.round(interestPart).toLocaleString('en-US') + '\u0026lt;\/td\u0026gt;' +\n '\u0026lt;td style=\"text-align:right;\"\u0026gt;HK$ ' + Math.round(Math.max(0, balance)).toLocaleString('en-US') + '\u0026lt;\/td\u0026gt;' +\n '\u0026lt;\/tr\u0026gt;';\n }\n\n if (m % 12 === 0 || m === totalMonths) {\n var currentYear = Math.ceil(m \/ 12);\n\n if (currentYear === 1) {\n firstYearSummaryRowHtml = '\u0026lt;tr class=\"summary-row\"\u0026gt;' +\n '\u0026lt;td style=\"text-align:center;\"\u0026gt;\u7b2c\u4e00\u5e74\u5408\u5171\u0026lt;\/td\u0026gt;' +\n '\u0026lt;td style=\"text-align:right;\"\u0026gt;HK$ ' + Math.round(yearPayment).toLocaleString('en-US') + '\u0026lt;\/td\u0026gt;' +\n '\u0026lt;td style=\"text-align:right;\"\u0026gt;HK$ ' + Math.round(yearPrincipal).toLocaleString('en-US') + '\u0026lt;\/td\u0026gt;' +\n '\u0026lt;td style=\"text-align:right;\"\u0026gt;HK$ ' + Math.round(yearInterest).toLocaleString('en-US') + '\u0026lt;\/td\u0026gt;' +\n '\u0026lt;td style=\"text-align:right;\"\u0026gt;HK$ ' + Math.round(Math.max(0, balance)).toLocaleString('en-US') + '\u0026lt;\/td\u0026gt;' +\n '\u0026lt;\/tr\u0026gt;';\n }\n\n yearlyRowsHtml += '\u0026lt;tr ' + (currentYear === 1 ? 'class=\"first-year-highlight\"' : '') + '\u0026gt;' +\n '\u0026lt;td style=\"text-align:center;\"\u0026gt;\u7b2c ' + currentYear + ' \u5e74\u0026lt;\/td\u0026gt;' +\n '\u0026lt;td style=\"text-align:right;\"\u0026gt;HK$ ' + Math.round(yearPayment).toLocaleString('en-US') + '\u0026lt;\/td\u0026gt;' +\n '\u0026lt;td style=\"text-align:right;\"\u0026gt;HK$ ' + Math.round(yearPrincipal).toLocaleString('en-US') + '\u0026lt;\/td\u0026gt;' +\n '\u0026lt;td style=\"text-align:right;\"\u0026gt;HK$ ' + Math.round(yearInterest).toLocaleString('en-US') + '\u0026lt;\/td\u0026gt;' +\n '\u0026lt;td style=\"text-align:right;\"\u0026gt;HK$ ' + Math.round(Math.max(0, balance)).toLocaleString('en-US') + '\u0026lt;\/td\u0026gt;' +\n '\u0026lt;\/tr\u0026gt;';\n\n yearPayment = 0;\n yearPrincipal = 0;\n yearInterest = 0;\n }\n }\n\n var htmlParts = [\n '\u0026lt;!DOCTYPE html\u0026gt;\u0026lt;html\u0026gt;\u0026lt;head\u0026gt;\u0026lt;meta charset=\"UTF-8\"\u0026gt;',\n '\u0026lt;title\u0026gt;\u6309\u63ed\u4f9b\u6b3e\u65e5\u7a0b\u8868 - ' + Math.round(propertyPrice \/ 10000) + '\u842c_' + loanYears + '\u5e74\u0026lt;\/title\u0026gt;',\n '\u0026lt;style\u0026gt;',\n '@page { size: A4 portrait; margin: 15mm 12mm; }',\n 'body { font-family: \"PingFang HK\", \"Microsoft JhengHei\", sans-serif; color: #2d3748; padding: 15px; margin: 0; }',\n '.no-print { display: flex; gap: 10px; margin-bottom: 20px; }',\n '.btn { padding: 10px 18px; border: none; border-radius: 6px; font-weight: bold; cursor: pointer; }',\n '.btn-save { background: #e53e3e; color: white; }',\n '.btn-close { background: #edf2f7; color: #4a5568; }',\n '@media print { .no-print { display: none !important; } }',\n 'h1 { color: #1a202c; font-size: 20px; margin-bottom: 4px; border-bottom: 2px solid #3182ce; padding-bottom: 8px; }',\n '.sub-date { font-size: 12px; color: #718096; margin-bottom: 15px; }',\n '.summary-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; margin-bottom: 20px; }',\n '.sum-card { background: #f7fafc; border: 1px solid #e2e8f0; border-radius: 6px; padding: 10px; }',\n '.sum-label { font-size: 11px; color: #718096; }',\n '.sum-val { font-size: 14px; font-weight: bold; color: #2d3748; margin-top: 4px; }',\n '.sum-highlight { color: #e53e3e; font-size: 16px; }',\n 'h2 { font-size: 15px; margin: 20px 0 10px 0; color: #2b6cb0; }',\n 'table { width: 100%; border-collapse: collapse; font-size: 12px; margin-bottom: 20px; page-break-inside: auto; }',\n 'tr { page-break-inside: avoid; page-break-after: auto; }',\n 'thead { display: table-header-group; }',\n 'th { background: #ebf8ff; color: #2b6cb0; border: 1px solid #cbd5e0; padding: 8px 6px; font-weight: bold; }',\n 'td { border: 1px solid #e2e8f0; padding: 6px; }',\n 'tr:nth-child(even) { background: #fcfcfc; }',\n '.summary-row td { background: #edf2f7 !important; font-weight: bold; color: #1a202c; border-top: 2px solid #a0aec0; }',\n '.first-year-highlight td { background: #fffaf0 !important; font-weight: bold; color: #2b6cb0; }',\n '\u0026lt;\/style\u0026gt;\u0026lt;\/head\u0026gt;\u0026lt;body\u0026gt;',\n '\u0026lt;div class=\"no-print\"\u0026gt;',\n '\u0026lt;button class=\"btn btn-save\" onclick=\"window.print()\"\u0026gt;\ud83d\udcbe \u53e6\u5b58\u70ba PDF \/ \u5217\u5370\u0026lt;\/button\u0026gt;',\n '\u0026lt;button class=\"btn btn-close\" onclick=\"window.close()\"\u0026gt;\u95dc\u9589\u0026lt;\/button\u0026gt;',\n '\u0026lt;\/div\u0026gt;',\n '\u0026lt;h1\u0026gt;\ud83c\udfe0 Goooda\u6309\u63ed\u4f9b\u6b3e\u8868\u0026lt;\/h1\u0026gt;',\n '\u0026lt;div class=\"sub-date\"\u0026gt;\u751f\u6210\u65e5\u671f: ' + new Date().toLocaleDateString('zh-HK') + ' | \u4f9b\u6b3e\u65b9\u6848\u6982\u89bd\u0026lt;\/div\u0026gt;',\n '\u0026lt;div class=\"summary-grid\"\u0026gt;',\n '\u0026lt;div class=\"sum-card\"\u0026gt;\u0026lt;div class=\"sum-label\"\u0026gt;\u7269\u696d\u6a13\u50f9\u0026lt;\/div\u0026gt;\u0026lt;div class=\"sum-val\"\u0026gt;HK$ ' + propertyPrice.toLocaleString('en-US') + '\u0026lt;\/div\u0026gt;\u0026lt;\/div\u0026gt;',\n '\u0026lt;div class=\"sum-card\"\u0026gt;\u0026lt;div class=\"sum-label\"\u0026gt;\u6309\u63ed\u6210\u6578\u0026lt;\/div\u0026gt;\u0026lt;div class=\"sum-val\"\u0026gt;' + (loanRatio * 100).toFixed(0) + '%\u0026lt;\/div\u0026gt;\u0026lt;\/div\u0026gt;',\n '\u0026lt;div class=\"sum-card\"\u0026gt;\u0026lt;div class=\"sum-label\"\u0026gt;\u8cb8\u6b3e\u7e3d\u984d\u0026lt;\/div\u0026gt;\u0026lt;div class=\"sum-val\"\u0026gt;HK$ ' + Math.round(loanAmount).toLocaleString('en-US') + '\u0026lt;\/div\u0026gt;\u0026lt;\/div\u0026gt;',\n '\u0026lt;div class=\"sum-card\"\u0026gt;\u0026lt;div class=\"sum-label\"\u0026gt;\u6bcf\u6708\u4f9b\u6b3e\u984d\u0026lt;\/div\u0026gt;\u0026lt;div class=\"sum-val sum-highlight\"\u0026gt;HK$ ' + Math.round(monthlyPayment).toLocaleString('en-US') + '\u0026lt;\/div\u0026gt;\u0026lt;\/div\u0026gt;',\n '\u0026lt;div class=\"sum-card\"\u0026gt;\u0026lt;div class=\"sum-label\"\u0026gt;\u9996\u671f\u91d1\u984d\u0026lt;\/div\u0026gt;\u0026lt;div class=\"sum-val\"\u0026gt;HK$ ' + Math.round(downPayment).toLocaleString('en-US') + '\u0026lt;\/div\u0026gt;\u0026lt;\/div\u0026gt;',\n '\u0026lt;div class=\"sum-card\"\u0026gt;\u0026lt;div class=\"sum-label\"\u0026gt;\u5f9e\u50f9\u5370\u82b1\u7a05\u0026lt;\/div\u0026gt;\u0026lt;div class=\"sum-val\"\u0026gt;HK$ ' + Math.round(stampDuty).toLocaleString('en-US') + '\u0026lt;\/div\u0026gt;\u0026lt;\/div\u0026gt;',\n '\u0026lt;div class=\"sum-card\"\u0026gt;\u0026lt;div class=\"sum-label\"\u0026gt;\u9996\u6b21\u7e3d\u958b\u652f\u0026lt;\/div\u0026gt;\u0026lt;div class=\"sum-val\"\u0026gt;HK$ ' + Math.round(totalInitialCost).toLocaleString('en-US') + '\u0026lt;\/div\u0026gt;\u0026lt;\/div\u0026gt;',\n '\u0026lt;div class=\"sum-card\"\u0026gt;\u0026lt;div class=\"sum-label\"\u0026gt;\u5168\u671f\u7e3d\u5229\u606f\u0026lt;\/div\u0026gt;\u0026lt;div class=\"sum-val sum-highlight\"\u0026gt;HK$ ' + Math.round(totalInterest).toLocaleString('en-US') + '\u0026lt;\/div\u0026gt;\u0026lt;\/div\u0026gt;',\n '\u0026lt;\/div\u0026gt;',\n '\u0026lt;h2\u0026gt;\ud83d\udcc5 \u7b2c\u4e00\u5e74\uff1a\u6bcf\u6708\u4f9b\u6b3e\u660e\u7d30\u53ca\u9996\u5e74\u6458\u8981 (\u7b2c 1 - 12 \u671f)\u0026lt;\/h2\u0026gt;',\n '\u0026lt;table\u0026gt;\u0026lt;thead\u0026gt;\u0026lt;tr\u0026gt;\u0026lt;th\u0026gt;\u671f\u6578\u0026lt;\/th\u0026gt;\u0026lt;th\u0026gt;\u4f9b\u6b3e\u984d\u0026lt;\/th\u0026gt;\u0026lt;th\u0026gt;\u511f\u9084\u672c\u91d1\u0026lt;\/th\u0026gt;\u0026lt;th\u0026gt;\u652f\u4ed8\u5229\u606f\u0026lt;\/th\u0026gt;\u0026lt;th\u0026gt;\u5269\u9918\u672c\u91d1\u0026lt;\/th\u0026gt;\u0026lt;\/tr\u0026gt;\u0026lt;\/thead\u0026gt;\u0026lt;tbody\u0026gt;',\n firstYearMonthlyRowsHtml,\n firstYearSummaryRowHtml,\n '\u0026lt;\/tbody\u0026gt;\u0026lt;\/table\u0026gt;',\n '\u0026lt;h2\u0026gt;\ud83d\udcca \u7b2c 1 \u5e74\u81f3\u7b2c ' + loanYears + ' \u5e74\uff1a\u6bcf\u5e74\u4f9b\u6b3e\u6458\u8981 (Annual Summary)\u0026lt;\/h2\u0026gt;',\n '\u0026lt;table\u0026gt;\u0026lt;thead\u0026gt;\u0026lt;tr\u0026gt;\u0026lt;th\u0026gt;\u5e74\u4efd\u0026lt;\/th\u0026gt;\u0026lt;th\u0026gt;\u5168\u5e74\u7e3d\u4f9b\u6b3e\u0026lt;\/th\u0026gt;\u0026lt;th\u0026gt;\u5168\u5e74\u511f\u9084\u672c\u91d1\u0026lt;\/th\u0026gt;\u0026lt;th\u0026gt;\u5168\u5e74\u652f\u4ed8\u5229\u606f\u0026lt;\/th\u0026gt;\u0026lt;th\u0026gt;\u5e74\u5e95\u5269\u9918\u672c\u91d1\u0026lt;\/th\u0026gt;\u0026lt;\/tr\u0026gt;\u0026lt;\/thead\u0026gt;\u0026lt;tbody\u0026gt;',\n yearlyRowsHtml,\n '\u0026lt;\/tbody\u0026gt;\u0026lt;\/table\u0026gt;',\n '\u0026lt;\/body\u0026gt;\u0026lt;\/html\u0026gt;'\n ].join('');\n\n var printWin = window.open('', '_blank');\n if (printWin \u0026amp;\u0026amp; printWin.document) {\n printWin.document.open();\n printWin.document.write(htmlParts);\n printWin.document.close();\n setTimeout(function() {\n printWin.focus();\n printWin.print();\n }, 350);\n } else {\n var iframe = 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style=\"font-size: 19px;\"\u003e\u003cspan style=\"color: #474747; \"\u003e\u96e2\u5a5a\/\u5206\u5c45\u800c\u9700\u5411\u914d\u5076\u4ed8\u9084\u6a13\u50f9\u6216\u652f\u4ed8\u8d0d\u990a\u8cbb\u003c\/span\u003e\u003c\/li\u003e\u003cli class=\" font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan style=\"color: #000000; \"\u003e\u5bb6\u5ead\u6210\u54e1\u5347\u5b78\u6559\u80b2\u8cbb\u003c\/span\u003e\u003c\/li\u003e\u003cli class=\" font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan style=\"color: #000000; \"\u003e\u56e0\u751f\u610f\u51fa\u73fe\u8ca1\u653f\u56f0\u96e3\uff0c\u4ee5\u81f4\u96e3\u4ee5\u61c9\u4ed8\u958b\u652f\u003c\/span\u003e\u003c\/li\u003e\u003c\/ul\u003e\u003cp class=\" font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan style=\"color: 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24px;\"\u003e\u003cspan style=\"color: #000000;\"\u003e\u88dc\u5730\u50f9\u8a08\u7b97\u7a0b\u5e8f\u003c\/span\u003e\u003c\/h3\u003e\u003c\/div\u003e","backupValue":null,"version":1},"text2":{"type":"RichText","id":"f_e7811a0d-6b7b-4e2c-9ee0-74a13ac8e860","defaultValue":false,"alignment":null,"value":"\u003cdiv class=\"s-rich-text-wrapper\" style=\"display: block;\"\u003e\u003cul\u003e\u003cli class=\" s-rich-text-wrapper font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan style=\"color: #000000; \"\u003e\u5c45\u5c4b\u55ae\u4f4d\u696d\u4e3b\u5411\u623f\u5c4b\u7f72\u7533\u8acb\u8a55\u4f30\u88dc\u50f9\u003c\/span\u003e\u003c\/li\u003e\u003cli class=\" font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan style=\"color: #000000; 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#000000;\"\u003e\u88dc\u5730\u50f9\u8a08\u7b97\u65b9\u6cd5\uff1f\u003c\/span\u003e\u003c\/h3\u003e\u003c\/div\u003e","backupValue":null,"version":1},"text2":{"type":"RichText","id":"f_616eb8f2-2aed-4fa2-a31f-25207c225faa","defaultValue":false,"alignment":null,"value":"\u003cdiv class=\"s-rich-text-wrapper\" style=\"display: block;\"\u003e\u003cp class=\" p1 s-rich-text-wrapper font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan\u003e\u88dc\u50f9 = \u88dc\u50f9\u6642\u5e02\u503c x \ufe5d\u8cfc\u5165\u6642\u7684\u5341\u8db3\u5e02\u503c - \u539f\u4f86\u6a13\u50f9\ufe5e\/ \u8cfc\u5165\u6642\u7684\u5341\u8db3\u5e02\u503c\u003c\/span\u003e\u003c\/p\u003e\u003cp class=\" p1 s-rich-text-wrapper font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan style=\"display: inline-block\"\u003e\u003c\/span\u003e\u003c\/p\u003e\u003cp class=\" p1 font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan\u003e\u4f8b\u5982:\u003c\/span\u003e\u003c\/p\u003e\u003cp class=\" s1 p2 font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan\u003e\u88dc\u50f9\u6642\u5e02\u503c=$4,500,000\u003c\/span\u003e\u003c\/p\u003e\u003cp class=\" p1 font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan\u003e\u8cfc\u5165\u6642\u7684\u5341\u8db3\u5e02\u503c=$420,000\u003c\/span\u003e\u003c\/p\u003e\u003cp class=\" p1 s-rich-text-wrapper font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan\u003e\u539f\u4f86\u6a13\u50f9=$294,000\u003c\/span\u003e\u003c\/p\u003e\u003cp class=\" p1 s-rich-text-wrapper font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan style=\"display: inline-block\"\u003e\u003c\/span\u003e\u003c\/p\u003e\u003cp class=\" s1 p1 font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan\u003e\u88dc\u50f9: $4,500,000\u00d7($420,000-$294,000)\/\u003c\/span\u003e\u003cspan\u003e$420,000\u003c\/span\u003e\u003c\/p\u003e\u003cp class=\" p1 font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 19px;\"\u003e\u003cspan\u003e=$4,500,000\u00d730%\u003c\/span\u003e\u003c\/p\u003e\u003cp class=\" p1 font-size-tag-small s-text-font-size-over-default\" style=\"font-size: 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style=\"text-align: left; font-size: 15px;\"\u003e\u003cspan style=\"color: var(--s-pre-color11); \"\u003e\u003ca style=\"color: var(--s-pre-color11);\" href=\"http:\/\/www.doubleb.com.hk\/kln#11\" data-type=\"undefined\" target=\"_self\"\u003e\u7dad\u6e2f\u2027\u96d9\u947dTwin Victoria\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\u003cli class=\" s-rich-text-wrapper font-size-tag-paragraph s-text-font-size-over-default\" style=\"text-align: left; font-size: 15px;\"\u003e\u003cspan style=\"color: var(--s-pre-color11); \"\u003e\u003ca style=\"color: var(--s-pre-color11);\" href=\"http:\/\/www.doubleb.com.hk\/kln#9\" data-type=\"undefined\" target=\"_self\"\u003e\u6717\u8b7d(Chill Residence)\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\u003cli class=\" s-rich-text-wrapper font-size-tag-paragraph s-text-font-size-over-default\" style=\"text-align: left; font-size: 15px;\"\u003e\u003cspan style=\"color: var(--s-pre-color11); \"\u003e\u89aa\u6d77\u99c5(The Coast 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left; font-size: 15px;\"\u003e\u003cspan\u003e\u003ca href=\"http:\/\/www.doubleb.com.hk\/kln#13\" data-type=\"undefined\" target=\"_self\"\u003e\u555f\u5fb7\u6d77\u7063(KT Marina)\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\u003cli class=\" s-rich-text-wrapper font-size-tag-paragraph s-text-font-size-over-default\" style=\"text-align: left; font-size: 15px;\"\u003e\u003cspan style=\"color: #50555c; \"\u003e\u003ca style=\"color: #50555c;\" href=\"http:\/\/www.doubleb.com.hk\/kln#14\" data-type=\"\" target=\"_self\"\u003e\u58f9\u6c90(Highwood)\u003c\/a\u003e\u003c\/span\u003e\u003cbr\u003e\u003c\/li\u003e\u003c\/ul\u003e\u003c\/div\u003e","backupValue":null,"version":1,"defaultDataProcessed":true}}}]}}},{"type":"BlockComponentItem","id":"0976cb10-03b4-45cf-b275-6302e48365ca","name":"columnBlock","components":{"block1":{"type":"BlockComponent","id":"16903f15-4cac-4c25-92e9-0dbea07cbd35","items":[{"type":"BlockComponentItem","id":"c6dc0415-d114-4156-8541-3d471c055543","defaultValue":null,"name":"context","components":{"text1":{"type":"RichText","id":"f_60401c48-2e4f-4ba2-aebb-422dd9b21c29","defaultValue":false,"alignment":"left","value":"\u003cdiv class=\"s-rich-text-wrapper\" style=\"display: block;\"\u003e\u003cp class=\" s-rich-text-wrapper font-size-tag-paragraph s-text-font-size-over-default\" style=\"text-align: left; font-size: 15px;\"\u003e\u003cspan\u003e\u65b0\u754c\uff08N.T.)\u003c\/span\u003e\u003c\/p\u003e\u003cul\u003e\u003cli class=\" s-rich-text-wrapper 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href=\"http:\/\/www.doubleb.com.hk\/nt#4\" data-type=\"undefined\" target=\"_self\"\u003ePark Seasons\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\u003cli class=\" s-rich-text-wrapper font-size-tag-paragraph s-text-font-size-over-default\" style=\"text-align: left; font-size: 15px;\"\u003e\u003cspan style=\"color: var(--s-pre-color11); \"\u003e\u003ca style=\"color: var(--s-pre-color11);\" href=\"http:\/\/www.doubleb.com.hk\/nt#5\" data-type=\"\" target=\"_self\"\u003eSeasons Place\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\u003cli class=\" s-rich-text-wrapper font-size-tag-paragraph s-text-font-size-over-default\" style=\"text-align: left; font-size: 15px;\"\u003e\u003cspan style=\"color: var(--s-pre-color11); \"\u003e\u003ca style=\"color: var(--s-pre-color11);\" href=\"http:\/\/www.doubleb.com.hk\/nt#6\" data-type=\"undefined\" target=\"_self\"\u003eYoho Hub\u003c\/a\u003e\u003c\/span\u003e\u003cspan style=\"color: var(--s-pre-color11); \"\u003e\u003csup\u003e*\u003c\/sup\u003e\u003c\/span\u003e\u003c\/li\u003e\u003cli class=\" s-rich-text-wrapper font-size-tag-paragraph s-text-font-size-over-default\" style=\"text-align: left; font-size: 15px;\"\u003e\u003cspan style=\"color: var(--s-pre-color11); \"\u003e\u003ca style=\"color: var(--s-pre-color11);\" href=\"http:\/\/www.doubleb.com.hk\/nt#7\" data-type=\"\" target=\"_self\"\u003e\u51f1\u67cf\u5cf0(Villa Garda)\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\u003cli class=\" s-rich-text-wrapper font-size-tag-paragraph s-text-font-size-over-default\" style=\"text-align: left; font-size: 15px;\"\u003e\u003cspan style=\"color: var(--s-pre-color11); \"\u003e\u610f\u5d50(The Uppland)\u003c\/span\u003e\u003c\/li\u003e\u003cli class=\" s-rich-text-wrapper font-size-tag-paragraph s-text-font-size-over-default\" style=\"text-align: left; font-size: 15px;\"\u003e\u003cspan style=\"color: var(--s-pre-color11); \"\u003e\u003ca style=\"color: var(--s-pre-color11);\" href=\"http:\/\/www.doubleb.com.hk\/nt#9\" data-type=\"undefined\" target=\"_self\"\u003e\u532f\u90fdII (High Park II)\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\u003cli class=\" s-rich-text-wrapper font-size-tag-paragraph s-text-font-size-over-default\" style=\"text-align: left; font-size: 15px;\"\u003e\u003cspan style=\"color: var(--s-pre-color11); \"\u003e\u003ca style=\"color: var(--s-pre-color11);\" href=\"http:\/\/www.doubleb.com.hk\/nt#10\" data-type=\"undefined\" target=\"_self\"\u003e\u6717\u5929\u5cf0(HAVA)\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\u003cli class=\" s-rich-text-wrapper font-size-tag-paragraph s-text-font-size-over-default\" style=\"text-align: left; font-size: 15px;\"\u003e\u003cspan style=\"color: var(--s-pre-color11); \"\u003e\u003ca style=\"color: var(--s-pre-color11);\" href=\"http:\/\/www.doubleb.com.hk\/nt#11\" data-type=\"undefined\" target=\"_self\"\u003e\u73c0\u5cb8(The Reserve)\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\u003cli 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html\u0026gt;\n\u0026lt;html lang=\"zh-Hant\"\u0026gt;\n\u0026lt;head\u0026gt;\n \u0026lt;meta charset=\"UTF-8\"\u0026gt;\n \u0026lt;title\u0026gt;\u5f39\u51fa\u5f0f\u6309\u63ed\u8ba1\u7b97\u5668\u0026lt;\/title\u0026gt;\n \u0026lt;style\u0026gt;\n \/* \u57fa\u7840\u6837\u5f0f *\/\n body {\n font-family: Arial, sans-serif;\n margin: 20px;\n }\n\n \/* \u89e6\u53d1\u6309\u94ae\u6837\u5f0f *\/\n #calculatorTrigger {\n padding: 15px 30px;\n font-size: 18px;\n background: #2196F3;\n color: white;\n border: none;\n border-radius: 5px;\n cursor: pointer;\n }\n\n \/* \u6a21\u6001\u6846\u80cc\u666f *\/\n .modal {\n display: none;\n position: fixed;\n top: 0;\n left: 0;\n width:100%;\n height: 100%;\n background: rgba(0,0,0,0.5);\n z-index: 1000;\n }\n\n \/* \u6a21\u6001\u6846\u5185\u5bb9 *\/\n .modal-content {\n position: relative;\n background: white;\n width: 90%;\n max-width: 600px;\n margin: 20px auto;\n padding: 20px;\n border-radius: 8px;\n animation: modalSlide 0.3s ease-out;\n }\n\n \/* 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16px;\n margin-left: 10px;\n border: none;\n border-radius: 4px;\n cursor: pointer;\n }\n\n .close-btn {\n background: #dc3545;\n color: white;\n }\n\n .calculate-btn {\n background: #28a745;\n color: white;\n }\n \u0026lt;\/style\u0026gt;\n\u0026lt;\/head\u0026gt;\n\u0026lt;body\u0026gt;\n\n\u0026lt;button id=\"calculatorTrigger\"\u0026gt;\u6253\u5f00\u6309\u63ed\u8ba1\u7b97\u5668\u0026lt;\/button\u0026gt;\n\n\u0026lt;div id=\"calculatorModal\" class=\"modal\"\u0026gt;\n \u0026lt;div class=\"modal-content\"\u0026gt;\n \u0026lt;h2\u0026gt;\u6309\u63ed\u8d37\u6b3e\u8ba1\u7b97\u5668\u0026lt;\/h2\u0026gt;\n \n \u0026lt;div class=\"input-group\"\u0026gt;\n \u0026lt;label\u0026gt;\u8d37\u6b3e\u603b\u989d\uff08\u4e07\u5143\uff09:\u0026lt;\/label\u0026gt;\n \u0026lt;input type=\"number\" id=\"loanAmount\" step=\"0.1\" value=\"100\"\u0026gt;\n \u0026lt;\/div\u0026gt;\n\n \u0026lt;div class=\"input-group\"\u0026gt;\n 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id=\"scheduleBody\"\u0026gt;\u0026lt;\/tbody\u0026gt;\n \u0026lt;\/table\u0026gt;\n\n \u0026lt;div class=\"button-container\"\u0026gt;\n \u0026lt;button class=\"action-btn calculate-btn\" onclick=\"calculateMortgage()\"\u0026gt;\u7acb\u5373\u8ba1\u7b97\u0026lt;\/button\u0026gt;\n \u0026lt;button class=\"action-btn close-btn\" onclick=\"closeModal()\"\u0026gt;\u5173\u95ed\u0026lt;\/button\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;\/div\u0026gt;\n\u0026lt;\/div\u0026gt;\n\n\u0026lt;script\u0026gt;\n \/\/ \u63a7\u5236\u6a21\u6001\u6846\u663e\u793a\n const modal = document.getElementById('calculatorModal');\n document.getElementById('calculatorTrigger').onclick = () =\u0026gt; modal.style.display = 'block';\n \n \/\/ \u5173\u95ed\u6a21\u6001\u6846\n function closeModal() {\n modal.style.display = 'none';\n }\n\n \/\/ \u70b9\u51fb\u5916\u90e8\u5173\u95ed\n window.onclick = (e) =\u0026gt; {\n if(e.target == modal) closeModal();\n }\n\n \/\/ \u6309\u63ed\u8ba1\u7b97\u51fd\u6570\n function calculateMortgage() {\n const loanAmount = parseFloat(document.getElementById('loanAmount').value) * 10000;\n const annualRate = parseFloat(document.getElementById('interestRate').value) \/ 100;\n const years = parseInt(document.getElementById('loanYears').value);\n \n const monthlyRate = annualRate \/ 12;\n const months = years * 12;\n \n \/\/ \u8ba1\u7b97\u6708\u4f9b\n const monthlyPayment = (loanAmount * monthlyRate * Math.pow(1 + monthlyRate, months)) \/ \n (Math.pow(1 + monthlyRate, months) - 1);\n \n \/\/ \u751f\u6210\u8fd8\u6b3e\u8ba1\u5212\n let balance = loanAmount;\n let scheduleHTML = '';\n \n for(let month = 1; month \u0026lt;= months; month++) {\n const interest = balance * monthlyRate;\n const principal = monthlyPayment - interest;\n balance -= principal;\n \n \/\/ \u6bcf\u5e74\u663e\u793a\u4e00\u6b21\n if(month % 12 === 0 || month === months) {\n scheduleHTML += `\n \u0026lt;tr\u0026gt;\n \u0026lt;td\u0026gt;\u7b2c${Math.ceil(month\/12)}\u5e74\u0026lt;\/td\u0026gt;\n 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20px;\"\u003e\u003cspan style=\"color: var(--s-pre-color0);\"\u003e\u5730\u5340\uff1a\u571f\u74dc\u7063\u905370\u865f\u003c\/span\u003e\u003c\/h4\u003e\u003ch4 class=\" font-size-tag-header-four s-text-font-size-over-default\" style=\"text-align: left; font-size: 20px;\"\u003e\u003cspan style=\"color: var(--s-pre-color0);\"\u003e\u55ae\u4f4d\u6578\u91cf\uff1a401\u4f19\u003c\/span\u003e\u003c\/h4\u003e\u003ch4 class=\" font-size-tag-header-four s-text-font-size-over-default\" style=\"text-align: left; font-size: 20px;\"\u003e\u003cspan style=\"color: var(--s-pre-color0);\"\u003e\u6821\u7db2\uff1a34\u6821\u7db2, 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class=\"strikingly-map-container\"\u0026gt;\n \u0026lt;iframe height=\"420\" frameborder=\"0\" scrolling=\"no\" marginheight=\"0\" marginwidth=\"0\" src=\"\/c\/apps\/google_map?loc=%E5%9C%9F%E7%93%9C%E7%81%A3%E9%81%9370%E8%99%9F\"\u0026gt;\u0026lt;\/iframe\u0026gt;\n\u0026lt;\/div\u0026gt;","render_as_iframe":true,"selected_app_name":"GoogleMapApp","app_list":"{\"GoogleMapApp\":8878786,\"BaiduMapApp\":8878787,\"HtmlApp\":8878788}"}]}}}],"inlineLayout":"12"}}}],"layout":[],"inlineLayout":"1"}}}],"title":"\u4e5d\u9f8d","uid":"3b94bf6d-0e14-4a6a-8ec2-bb34a09611a4","path":"\/kln","autoPath":false,"authorized":true},{"type":"Page","id":"f_8ec98d29-1d45-47e9-9405-d30dd1c774b7","sections":[{"type":"Slide","id":"f_2d6f865d-68ce-4686-b3bb-c1f7f57c5d7e","defaultValue":true,"template_name":"html","components":{"slideSettings":{"type":"SlideSettings","id":"f_8782b452-a5ad-43fc-be2c-4df517e060f4","defaultValue":true,"show_nav":true,"show_nav_multi_mode":false,"nameChanged":true,"hidden_section":true,"hidden_mobile_section":false,"name":"\u61c9\u7528\u5546\u5e97","sync_key":null},"text1":{"type":"RichText","id":"f_5538751b-c0fa-447c-8a73-a7747675d11f","defaultValue":false,"alignment":null,"value":"","backupValue":null,"version":1,"defaultDataProcessed":true},"text2":{"type":"RichText","id":"f_bb688b80-2e69-4e9d-914f-1775cceb83fb","defaultValue":false,"alignment":null,"value":"","backupValue":null,"version":1,"defaultDataProcessed":true},"background1":{"type":"Background","id":"f_cc54362c-e52f-4cdc-8eb0-ae7b4ff4d981","defaultValue":true,"url":"","textColor":"light","backgroundVariation":"","sizing":"cover","videoUrl":"","videoHtml":""},"html1":{"type":"HtmlComponent","id":25404017,"defaultValue":false,"value":"\u0026lt;!DOCTYPE html\u0026gt;\n\u0026lt;html lang=\"zh-Hant\"\u0026gt;\n\u0026lt;head\u0026gt;\n \u0026lt;meta charset=\"UTF-8\"\u0026gt;\n \u0026lt;meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\"\u0026gt;\n \u0026lt;title\u0026gt;\u6309\u63ed\u8a08\u7b97\u6a5f - \u5b8c\u6574\u7248\u0026lt;\/title\u0026gt;\n \u0026lt;style\u0026gt;\n :root {\n --primary-color: #4299e1;\n --primary-hover: #3182ce;\n --success-color: #48bb78;\n --text-color: #2d3748;\n --light-text: #718096;\n --bg-color: #f5f7fa;\n --card-bg: white;\n --border-color: #e2e8f0;\n --shadow: 0 4px 6px rgba(0,0,0,0.1);\n }\n \n * {\n box-sizing: border-box;\n margin: 0;\n padding: 0;\n }\n \n body {\n font-family: 'Segoe UI', Arial, sans-serif;\n background-color: var(--bg-color);\n color: var(--text-color);\n line-height: 1.6;\n padding: 1rem;\n }\n \n .calculator-container {\n background: var(--card-bg);\n border-radius: 15px;\n box-shadow: var(--shadow);\n padding: 1.5rem;\n max-width: 800px;\n margin: 0 auto;\n }\n \n h2 {\n margin-bottom: 1.5rem;\n text-align: center;\n font-size: 1.5rem;\n }\n \n .input-summary {\n display: grid;\n grid-template-columns: repeat(2, 1fr);\n gap: 0.8rem;\n margin-bottom: 1.5rem;\n }\n \n .input-group {\n display: grid;\n grid-template-columns: 1fr;\n gap: 1.2rem;\n margin-bottom: 1.5rem;\n }\n \n .input-item {\n display: flex;\n flex-direction: column;\n }\n \n label {\n color: var(--light-text);\n font-weight: 600;\n margin-bottom: 0.5rem;\n font-size: 0.9rem;\n }\n \n input {\n padding: 1rem;\n border: 2px solid var(--border-color);\n border-radius: 8px;\n font-size: 1rem;\n width: 100%;\n -webkit-appearance: none;\n }\n \n input:focus {\n outline: none;\n border-color: var(--primary-color);\n }\n \n .results {\n display: grid;\n grid-template-columns: 1fr;\n gap: 0.8rem;\n background: #f8fafc;\n padding: 1.2rem;\n border-radius: 12px;\n margin-bottom: 1.5rem;\n }\n \n .result-item {\n display: flex;\n justify-content: space-between;\n align-items: center;\n padding: 1rem;\n background: white;\n border-radius: 8px;\n box-shadow: 0 2px 4px rgba(0,0,0,0.05);\n }\n \n .result-label {\n color: var(--light-text);\n font-size: 0.9rem;\n }\n \n .result-value {\n color: var(--text-color);\n font-weight: 700;\n font-size: 1rem;\n text-align: right;\n }\n \n .highlight {\n color: var(--primary-color);\n font-size: 1.1rem;\n }\n \n .copy-btn {\n background: var(--primary-color);\n color: white;\n border: none;\n padding: 1rem;\n border-radius: 8px;\n cursor: pointer;\n transition: all 0.3s;\n width: 100%;\n font-size: 1rem;\n font-weight: 600;\n display: flex;\n justify-content: center;\n align-items: center;\n gap: 0.5rem;\n }\n \n .copy-btn:hover {\n background: var(--primary-hover);\n }\n \n .copy-btn:active {\n transform: scale(0.98);\n }\n \n .copy-success {\n background: var(--success-color) !important;\n }\n \n \/* \u684c\u9762\u6837\u5f0f *\/\n @media (min-width: 768px) {\n body {\n padding: 2rem;\n }\n \n .calculator-container {\n padding: 2rem;\n }\n \n h2 {\n text-align: left;\n font-size: 1.8rem;\n }\n \n .input-group {\n grid-template-columns: repeat(2, 1fr);\n gap: 1.5rem;\n }\n \n .results {\n grid-template-columns: repeat(2, 1fr);\n gap: 1rem;\n }\n }\n \n \/* \u5c0f\u5c4f\u5e55\u624b\u673a\u4f18\u5316 *\/\n @media (max-width: 360px) {\n .calculator-container {\n padding: 1rem;\n }\n \n .input-summary,\n .results {\n grid-template-columns: 1fr;\n }\n \n .result-item {\n padding: 0.8rem;\n }\n }\n \u0026lt;\/style\u0026gt;\n\u0026lt;\/head\u0026gt;\n\u0026lt;body\u0026gt;\n \u0026lt;div class=\"calculator-container\"\u0026gt;\n \u0026lt;h2\u0026gt;\ud83c\udfe0 \u6309\u63ed\u8a08\u7b97\u6a5f\u0026lt;\/h2\u0026gt;\n \n \u0026lt;div class=\"input-summary\"\u0026gt;\n \u0026lt;div class=\"result-item\"\u0026gt;\n \u0026lt;span class=\"result-label\"\u0026gt;\u6a13\u50f9\u0026lt;\/span\u0026gt;\n \u0026lt;span class=\"result-value\" id=\"inputPriceShow\"\u0026gt;-\u0026lt;\/span\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;div class=\"result-item\"\u0026gt;\n \u0026lt;span class=\"result-label\"\u0026gt;\u6309\u63ed\u6210\u6578\u0026lt;\/span\u0026gt;\n \u0026lt;span class=\"result-value\" id=\"inputRatioShow\"\u0026gt;-\u0026lt;\/span\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;\/div\u0026gt;\n\n \u0026lt;div class=\"input-group\"\u0026gt;\n \u0026lt;div class=\"input-item\"\u0026gt;\n \u0026lt;label\u0026gt;\u6a13\u50f9\uff08HKD\uff09\u0026lt;\/label\u0026gt;\n \u0026lt;input type=\"number\" id=\"propertyPrice\" value=\"5000000\"\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;div class=\"input-item\"\u0026gt;\n \u0026lt;label\u0026gt;\u6309\u63ed\u6210\u6578\uff08%\uff09\u0026lt;\/label\u0026gt;\n \u0026lt;input type=\"number\" id=\"loanRatio\" value=\"70\" step=\"5\" min=\"10\" max=\"90\"\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;div class=\"input-item\"\u0026gt;\n \u0026lt;label\u0026gt;\u5229\u7387\uff08%\uff09\u0026lt;\/label\u0026gt;\n \u0026lt;input type=\"number\" id=\"interestRate\" value=\"3.25\" step=\"0.1\" min=\"0.1\"\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;div class=\"input-item\"\u0026gt;\n \u0026lt;label\u0026gt;\u4f9b\u6b3e\u5e74\u671f\u0026lt;\/label\u0026gt;\n \u0026lt;input type=\"number\" id=\"loanTerm\" value=\"30\" min=\"1\" max=\"30\"\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;\/div\u0026gt;\n\n \u0026lt;button class=\"copy-btn\" onclick=\"copyResults()\"\u0026gt;\n \u0026lt;span\u0026gt;\ud83d\udccb\u0026lt;\/span\u0026gt;\n \u0026lt;span\u0026gt;\u8907\u88fd\u5b8c\u6574\u7d50\u679c\u0026lt;\/span\u0026gt;\n \u0026lt;\/button\u0026gt;\n\n \u0026lt;div class=\"results\"\u0026gt;\n \u0026lt;div class=\"result-item\"\u0026gt;\n \u0026lt;span class=\"result-label\"\u0026gt;\u9996\u671f\u91d1\u984d\u0026lt;\/span\u0026gt;\n \u0026lt;span class=\"result-value highlight\" id=\"downPayment\"\u0026gt;-\u0026lt;\/span\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;div class=\"result-item\"\u0026gt;\n \u0026lt;span class=\"result-label\"\u0026gt;\u8cb8\u6b3e\u7e3d\u984d\u0026lt;\/span\u0026gt;\n \u0026lt;span class=\"result-value highlight\" id=\"loanAmount\"\u0026gt;-\u0026lt;\/span\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;div class=\"result-item\"\u0026gt;\n \u0026lt;span class=\"result-label\"\u0026gt;\u6bcf\u6708\u4f9b\u6b3e\u984d\u0026lt;\/span\u0026gt;\n \u0026lt;span class=\"result-value highlight\" id=\"monthlyPayment\"\u0026gt;-\u0026lt;\/span\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;div class=\"result-item\"\u0026gt;\n \u0026lt;span class=\"result-label\"\u0026gt;\u6bcf\u6708\u5165\u606f\u8981\u6c42\u0026lt;\/span\u0026gt;\n \u0026lt;span class=\"result-value\" id=\"monthlyIncome\"\u0026gt;-\u0026lt;\/span\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;div class=\"result-item\"\u0026gt;\n \u0026lt;span class=\"result-label\"\u0026gt;\u5370\u82b1\u7a05\u0026lt;\/span\u0026gt;\n \u0026lt;span class=\"result-value\" id=\"stampDuty\"\u0026gt;-\u0026lt;\/span\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;div class=\"result-item\"\u0026gt;\n \u0026lt;span class=\"result-label\"\u0026gt;\u9996\u6b21\u7e3d\u958b\u652f\u0026lt;\/span\u0026gt;\n \u0026lt;span class=\"result-value highlight\" id=\"totalCost\"\u0026gt;-\u0026lt;\/span\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;\/div\u0026gt;\n \u0026lt;\/div\u0026gt;\n\n \u0026lt;script\u0026gt;\n function formatCurrency(value) {\n try {\n return new Intl.NumberFormat('en-US', {\n style: 'currency',\n currency: 'HKD',\n minimumFractionDigits: 0,\n maximumFractionDigits: 0\n }).format(value);\n } catch {\n return '\\u0024' + value.toLocaleString('en-US').replace(\/\\.\\d+\/, '');\n }\n }\n \n function calculateStampDuty(price) {\n price = parseFloat(price);\n if (price \u0026lt;= 4000000) return 100;\n if (price \u0026lt;= 4323780) return 100 + (price - 4000000) * 0.20;\n if (price \u0026lt;= 4500000) return price * 0.015;\n if (price \u0026lt;= 4935480) return 67500 + (price - 4500000) * 0.10;\n if (price \u0026lt;= 6000000) return price * 0.0225;\n if (price \u0026lt;= 6642860) return 135000 + (price - 6000000) * 0.10;\n if (price \u0026lt;= 9000000) return price * 0.03;\n if (price \u0026lt;= 10080000) return 270000 + (price - 9000000) * 0.10;\n if (price \u0026lt;= 20000000) return price * 0.0375;\n if (price \u0026lt;= 21739120) return 750000 + (price - 20000000) * 0.10;\n if (price \u0026lt;= 100000000) return price * 0.0425;\n if (price \u0026lt;= 109574470) return 4250000 + (price - 100000000) * 0.30;\n return price * 0.065;\n }\n\n function calculateMortgage() {\n \/\/ \u7372\u53d6\u8f38\u5165\u503c\n const propertyPrice = parseFloat(document.getElementById('propertyPrice').value) || 0;\n const loanRatio = parseFloat(document.getElementById('loanRatio').value) \/ 100;\n const annualInterest = parseFloat(document.getElementById('interestRate').value) \/ 100;\n const loanYears = parseFloat(document.getElementById('loanTerm').value);\n\n \/\/ \u66f4\u65b0\u8f38\u5165\u53c3\u6578\u986f\u793a\n document.getElementById('inputPriceShow').textContent = formatCurrency(propertyPrice);\n document.getElementById('inputRatioShow').textContent = (loanRatio * 100).toFixed(0) + '%';\n\n \/\/ \u8a08\u7b97\u57fa\u672c\u6578\u503c\n const downPayment = propertyPrice * (1 - loanRatio);\n const loanAmount = propertyPrice * loanRatio;\n const monthlyInterest = annualInterest \/ 12;\n const numberOfPayments = loanYears * 12;\n\n \/\/ \u8a08\u7b97\u6bcf\u6708\u4f9b\u6b3e\n const monthlyPayment = (loanAmount * monthlyInterest * Math.pow(1 + monthlyInterest, numberOfPayments)) \/ \n (Math.pow(1 + monthlyInterest, numberOfPayments) - 1);\n\n \/\/ \u8a08\u7b97\u5370\u82b1\u7a05\n const stampDuty = calculateStampDuty(propertyPrice);\n const totalInitialCost = downPayment + stampDuty;\n\n \/\/ \u66f4\u65b0\u7d50\u679c\n document.getElementById('downPayment').textContent = formatCurrency(downPayment);\n document.getElementById('loanAmount').textContent = formatCurrency(loanAmount);\n document.getElementById('monthlyPayment').textContent = formatCurrency(monthlyPayment);\n document.getElementById('monthlyIncome').textContent = formatCurrency(monthlyPayment * 2);\n document.getElementById('stampDuty').textContent = formatCurrency(stampDuty);\n document.getElementById('totalCost').textContent = formatCurrency(totalInitialCost);\n }\n\n \/\/ \u5373\u6642\u8a08\u7b97\n document.querySelectorAll('input').forEach(input =\u0026gt; {\n input.addEventListener('input', calculateMortgage);\n });\n\n \/\/ \u521d\u59cb\u8a08\u7b97\n calculateMortgage();\n\n async function copyResults() {\n const items = document.querySelectorAll('.result-item');\n let text = '\ud83c\udfe0Goooda\u6309\u63ed\u8a08\u7b97\\n\\n';\n \n \/\/ \u7372\u53d6\u8f38\u5165\u53c3\u6578\n const inputs = {\n '\u5229\u7387': document.getElementById('interestRate').value + '%',\n '\u4f9b\u6b3e\u5e74\u671f': 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    • 💡 即供付款

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      • 至正賣點： 發展商折扣最高，仲可以即時鎖定銀行估價同利率！
      • 啱邊個： 首期充足、想慳到盡樓價，或現時毋須交租負擔的買家。

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    • Section image

      樓花 / 住宅

      利息低至2.93%

      按揭成數上限90%

      Section image

      工商鋪

      利息低至3.75%

      按揭成數高達70%

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      政府資助房屋

      利息低至3.25%

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    • 什麼是 HIBOR？

      在樓按上如何運作？

      HIBOR（香港銀行同業拆息）是本地銀行相互借貸港元的成本利率。

      應用於樓按（H按）時，按揭利率通常以「1 個月 HIBOR + 固定息率」計算。當市場資金充裕、拆息回落時，每月供樓利息便會隨之減少；同時銀行普遍設有「封頂上限」（Cap），鎖定最高利率，兼具低息效益與防守保障。

    • 複雜入息通關

      做生意，自由Freelance, 入息唔穩定都未必上唔到會

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    • 舊樓加按套現

      資產靈活活化，攞住現金做乜都得

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    • 按揭計算機

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